Investment Programs

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Sierra offers a range of strategic investment approaches designed to target solid returns and provide low downside risk, so that you feel calm and confident in your investments. After meeting with you to determine your investment history, goals and risk tolerance, together we select one or more of the following programs:

Sierra Customized Accounts

  • Investments in globally-diversified stock, bond, commodity, currency and low-volatility funds.
  • Designed to provide total return.
  • Target an average annual total return of 6%-8%* or more per year, after fees, while limiting downside risk to 4%-5%* (even in a bad month or quarter).

Sierra High Yield Corporate Bond Program

  • Invests in a diversified portfolio of high yield corporate bond funds.
  • Designed to provide low volatility and current income.
  • Target an average annual total return of 6%-8%* or more per year, after fees, while limiting downside risk to 4%-5%* (even in a bad month or quarter).

Sierra Municipal Bond Program

  • Invests in four or more municipal bond funds seeking to lower overall risk while increasing potential for profit.
  • Ideal for clients in high federal tax brackets.
  • Targets 6%* or better, on average after fees, while limiting downside risk to 3%-4%*.

Sierra Strategic Income Program

  • Invests in a variety of income-oriented mutual funds and will not hold common stock funds.
  • Designed to emphasize total return and current income.
  • Targets 6%-8%* or better, on average after fees, while limiting downside risk to 3%-4%*.

 

*Although Sierra believes its risk-mitigating discipline will continue to limit the impact of major market declines, no assurance can be given that these goals can be consistently achieved in the future.