SIERRA'S INVESTMENT STRATEGY
INCREASING RETURNS WHILE LIMITING RISK INVOLVES 
THREE MAJOR DECISIONS
1
2
3
ASSET
ALLOCATION

PORTFOLIO SELECTION
& MANAGEMENT

 DEFENSIVE MEASURES

How should I diversify my financial assets among the general investment types?

Within each asset type, who will select the specific stocks, bonds, etc. -- and decide when to buy and sell?

When the markets turn down or the economy changes, 
will I hang on or adjust my investment positions?  What guidelines should I use to spot meaningful changes?
SIERRA INVESTMENT MANAGEMENT CAN HELP YOU WITH THESE DECISIONS

For example:  A Conservative Investor (retired or nearing retirement) must balance the need for cash flow with the need to have his/her capital base grow, so that inflation will not erode the purchasing power of each year's income.

Such a person might allocate 40% of his/her financial assets to domestic and international bonds and 60% to U.S. and international stocks.  For each asset type, we believe well-managed no-load mutual funds offer the best approach to the portfolio selection and management issues.
To reduce risk, Sierra applies its proprietary "Defensive Timing" formulas, early in each fund decline, we switch client assets temporarily to a money-market fund rather than sit through what might turn out to be an extended downtrend.  And when the designated stock or bond fund turns up again, we switch the assets from the money-market account back into the designated fund.  The benefit to you:  We preserve your gains and capital.
 

SIERRA INVESTMENT MANAGEMENT, INC.
3420 OCEAN PARK BOULEVARD, SUITE 3060
SANTA MONICA, CA 90405
310/452-1887   800/729-1467   FAX 310/452-2680

Click here to write to us: Info@SierraInvestment.com